MADE FOR YOUR EVERYDAY

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Plan your savings

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LET’S TALK IT THROUGH

प्रश्न आहेत? आम्ही सोबत आहोत.

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SMALL STEPS. FUTURE PLANS.

Post Office savings schemes

Get to know the schemes. Explore the numbers at your own pace.

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EVERY SAVING HAS A STORY

For their tomorrow.
For your peace of mind.

लहानशी बचत. आपल्या माणसांसाठी मोठी स्वप्ने.

Start with a simple calculation

PPF

Public Provident Fund

7.1%per annum

15 YearsMax ₹1.5L/yrSec 80C

SSY

Sukanya Samriddhi Yojana

8.2%per annum

Girl Child21 YearsSec 80C

Savings certificate

NSC

National Savings Certificate

7.7%per annum

Savings certificate

KVP

Kisan Vikas Patra

7.5%per annum

Doubles Money~115 Months

MIS

Monthly Income Scheme

7.4%per annum

5 YearsMonthly Payout

Savings & deposits

RD

Recurring Deposit

6.7%per annum

5 YearsMonthly Deposit

Savings & deposits

TD / FD

Post Office Time Deposit

6.9–7.5%per annum

1–5 YearsSec 80C (5Y)

Explore TD / FD

SCSS

Senior Citizens Savings Scheme

8.2%per annum

60+ Years5 YearsQuarterly Interest

Savings & deposits

SB

Savings Bank Account

4.0%per annum

LiquidDebit Card

Explore scheme details, then estimate maturity and interest with our calculators.

View all scheme details

📈 Post Office Savings Scheme Interest RatesAnnual rates displayed for the schemes belowView rates

PPFLong-term tax-saving investment7.1% p.a.

Tenure: 15 years · Minimum deposit: ₹500/year · Section 80C: Yes

SSYSukanya Samriddhi for a girl child8.2% p.a.

Tenure: 21 years · Minimum deposit: ₹250/year · Section 80C: Yes

SCSSSenior Citizens Savings Scheme8.2% p.a.

Tenure: 5 years · Minimum deposit: ₹1,000 · Section 80C: Yes

NSCNational Savings Certificate7.7% p.a.

Tenure: 5 years · Minimum deposit: ₹1,000 · Section 80C: Yes

KVPKisan Vikas Patra7.5% p.a.

Tenure: about 115 months · Minimum deposit: ₹1,000 · Section 80C: No

MISMonthly Income Scheme7.4% p.a.

Tenure: 5 years · Minimum deposit: ₹1,000 · Section 80C: No

Time Deposit (TD)1 to 5-year fixed deposit options6.9–7.5% p.a.

1 year: 6.9% · 2 years: 7.0% · 3 years: 7.1% · 5 years: 7.5% (80C eligible)

RDRecurring Deposit for monthly saving6.7% p.a.

Tenure: 5 years · Minimum deposit: ₹100/month · Section 80C: No

SBPost Office Savings Bank Account4.0% p.a.

Flexible tenure · Minimum deposit: ₹500 · Section 80C: No

UNDERSTAND YOUR COVER

For the people who mean everything.

Explore Postal Life Insurance and Rural Postal Life Insurance.

Insurance calculators

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POSTAL LIFE INSURANCE

PLIExplore your cover.

From Santosh to Yugal Suraksha, get familiar with the different policy types.

See the plans

SantoshEndowment assurance

Suraksha & SuvidhaWhole life & convertible whole life

SumangalMoney back

Yugal & BalJoint life & children’s policy

Explore PLI plans

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RURAL POSTAL LIFE INSURANCE

RPLIDiscover rural life cover.

Explore the Gram family of policies and understand the plans available for rural India.

See the plans

Gram SantoshEndowment assurance

Gram Suraksha & Gram SuvidhaWhole life & convertible whole life

Gram Sumangal & Gram PriyaMoney back plans

Children’s policyBal Jeevan Bima

Explore RPLI plans

Have a plan in mind?

Use the PLI/RPLI calculators to explore premium and maturity estimates.

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POSTPAY · SAVINGS, INSURANCE & GDS

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Illustration of a postal employee helping neighbours outside a local Indian post office — For the plans, people and possibilities that matter to you.

🔧 Post Office ToolsTracking, pincode search, calculators and GDS servicesView tools

Speed Post Tracking

Track your Speed Post, Registered Letter, and Parcel shipments

Pincode Search

Find post offices, delivery areas, and branch details by pincode

GDS Recruitment

Gramin Dak Sevak vacancies, eligibility, and latest updates

Scheme Calculators

PPF, SSY, RD, FD, NSC, KVP, MIS, SCSS maturity calculators

PLI/RPLI Calculator

Calculate premiums & maturity for all Postal Life Insurance schemes

📊 About PostPay

PostPay is an independent information and calculator platform for India Post savings schemes, Postal Life Insurance (PLI), Rural Postal Life Insurance (RPLI), and GDS Recruitment. We are not affiliated with India Post or the Government of India.

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⚡ Features

• Scheme maturity calculators
• PLI/RPLI premium & maturity
• GDS vacancy search
• Speed Post tracking
• Pincode & post office search
• Save & share results as PDF

🔒 Disclaimer

All calculations are for informational purposes only. Interest rates and rules may change. Please verify final details with your nearest Post Office before investing. Read our full disclaimer.